Building and Contents Insurance For Buy To Let Property

You can get a suitable buy to let property by doing a little research. Our insurance partners can help you with buying tenanted property, property auctions and repossessions and with off-plan property investments. While choosing this kind of property, it is advisable that you don’t just look at high yield, high capital growth areas that are likely to already attract competition from other landlords, but at local infrastructure - schools, shops, public transport, roads, hospitals -, planned developments and regeneration schemes.

If you are a landlord and are contemplating to let out your property, you can avail buy to let property insurance. Under this insurance cover, you would be covered against:

Property Insurance - This kind of insurance covers the apartment against most risks, such as flood, earthquake and fire. Insurance would cover the cost of repairing or rebuilding. Property owners can opt for additional covers against risks such as terrorism or the regular deterioration of the building.

Contents Insurance - A landlord insurance policy would cover contents that the landlord owns in the building. These could be items like geysers, air conditioning and fittings. Other contents of a home that is owned by tenants, such as carpets, chairs and electronic gadgets, cannot be insured by the landlord. Buy to let insurance may also cover contents in the communal areas. Buy to let buildings insurance provides coverage for the building against any kind of risks. You can also choose from buy to let property insurance quote and make your choice.