Avail Buildings and Contents Insurance online!

If you own a building, it may be exposed to various kinds of risks. In the likelihood of theft or fire, the property may be exposed to risks. By availing landlords' buildings insurance, you can easily protect the property and the content placed inside the building. The cover protects against all kinds of risks the buildings may be exposed to. You can also buy other add-ons such as Legal Expenses and Emergency Assistance.

Our insurance partners also provide Landlords Buildings Insurance protects against loss or damage through:

• Theft
• Storm and flood
• Earthquakes
• Explosions
• Fire and lightning
• Burst pipes and oil tanks
• Subsidence
• Smoke damage
• Aircraft
• Riots and vandalism
• Vehicle impact
• Falling trees

You need not spend a huge amount of money for insurance cover. However, you must note that if the property is unoccupied for more than 30 days, theft, attempted theft, malicious damage, escape of water, escape of oil, accidental damage to fixed glass, double glazing, sanitary fixtures will be excluded from this policy.

Unless agreed otherwise, a standard excess of £250 will apply to all claims for occupied properties other than for subsidence where the excess is £1,000. If you wish to make a claim, you can do so by simply contacting the telephone helpline within 30 days of any damage and complete a claim form. Your policy will be renewed annually and you are free to cancel a policy at any time. Our insurance partners will help you get buy to let building insurance easily.

You must also ensure that your building is in a good state of repair. By keeping a detailed record of the dates in which you have visited and inspected your property, you can be rest assured that the risk is minimised. You must also immediately notify the Police following loss or damage by theft, attempted theft, malicious damage, violent disorder, riots or civil commotion or the disappearance of valuable items. However, you must not leave the building unoccupied for 30 days or more and also expose yourself to risks by having inadequate cover.