Contents Insurance – Protect Your Property Now!

If you have placed a sizeable amount of property in the building and are afraid it may get damaged due to a fire breakout or any other kind of natural calamity, you can avail contents insurance. Without Buildings and Contents Insurance, you can be rest assured; you will be protected against loss or damage through:

• Theft
• Storm and flood
• Earthquakes
• Explosions
• Fire and lightning
• Burst pipes and oil tanks
• Subsidence
• Smoke damage
• Aircraft
• Riots and vandalism
• Vehicle impact
• Falling trees

However, you must ensure, you don’t leave the building unoccupied for 30 days or more. You must also expose yourself to risks by having inadequate cover. You must take care that the building is in a good state of repair. This will minimise the risk of damage to the property. If you can keep a detailed record of the dates in which you have visited and inspected your property, it can prove to be very helpful.

In case of any kind of loss, such as damage by theft, attempted theft, malicious damage, violent disorder, riots or civil commotion or the disappearance of valuable items, you must immediately notify the police. Landlords’ property insurance is the best way to protect against any kind of possible loss.

If you wish to make a claim, you must ensure:

Notify insurers with full details, complete a claim form and provide all required information and assistance as early as possible and in no circumstances beyond 30 days of the incident. This will fasten up the claims process.