Landlords’ Building and Contents Insurance cover will keep your property protected. The Landlord Building Insurance also covers you against the loss of rent up to 20% of the sum insured on the buildings damaged or destroyed if the property is uninhabitable. If your property is uninhabitable, the insurer will pay any accommodation costs to house your tenant(s) temporarily elsewhere. You can select flexible cover to suit your specific requirements. You can also get an additional cover that includes Contents, Emergency Assistance and Legal Expenses.
It is advisable you keep a detailed record of the dates on which you have visited your buy to let property. This includes your visit to collect rent, and checking whether your property is in a good condition or not. You must also ensure that you maintain your property in a good state of repair. In case, you don’t keep up with repairs, it is likely that the insurer will make deductions for wear and tear or gradual deterioration when you make a claim on your insurance policy. Insurance for rental building & contents will protect your property housed inside the building premise. |
